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State Bank of Downs

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About Us

The State Bank of Downs has offered quality banking services to customers in north central Kansas for over 120 years. Over the past several years the bank has expanded it’s loan territory beyond a traditional agricultural bank. The State Bank of Downs has a full service branch in Englewood, Colorado, operating as Berkley Bank.

The Harrison family founded the State Bank of Downs in 1892. The family continued ownership until the early 1960’s. In 1961 the Berkley family of Tescott purchased the bank. Today, Berkley family members own and actively operate the State Bank of Downs. The Bank has seen steady growth since 1961 where assets grew from 2.5 million to over 53 million in 2004.

Our focus is on exceptional customer service with the ability to find creative solutions to our customer’s financial needs. Loan decisions are made quickly at the State Bank of Downs because the owners are actively involved in lending and the day-to-day decision making. Our outstanding staff allows us to offer one on one full service banking and advice reminiscent of years past.

We strive to maintain a high level of service to our customers because it’s simply the best way to do business. Call us with any questions that you have and we promise prompt and accurate answers.


State Bank of Downs founded in Downs, KS on March 4, 1892.

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