Farmer in Sunflower field

Bank Anywhere

Because banking should be as flexible as you are.

State Bank of Downs offers the best of all worlds: we love to see our customers in-person, but we also know banking doesn't happen on just our schedule, so we offer online and mobile banking that allow you access to your accounts whenever, wherever.

Cash Management

If you're looking for greater control over your business finances and want the security of knowing you can meet your financial commitments, our robust business banking and cash management services can help.

Clock    Real-time transactions, balances and summaries

Manage Permission Levels    Create and manage permissions levels for individual login

eAlert Notifications    eAlert Account notifications by email and/or text message

Export Account data    Sync account data to Quicken, Quickbooks, and other accounting software.

Bill pay    Bill Pay

ACH Management    ACH Management

Positive Pay    Positive Pay

Remote Deposit    Remote Deposit

Mobile Banking and Deposit    Mobile banking & Deposit

Credit Card Processing    Credit Card Processing

Cash Management
Banking Website

Digital Banking

Whether you're at home, on the go, or in our branch, we make accessing your account as easy as can be. With our online and mobile banking platforms, you can access your accounts anywhere, anytime and on any device.

Digital banking features include:

Phone mobile banking    Online bill pay: Make payments quickly and easily from online or mobile

Pay with card    Pay-a-person: Make payments to an individual anytime, anywhere

Deposit    Mobile deposit: Skip the bank, deposit funds through our mobile portal

Money    E-alerts: Get real-time text or email updates on your account activity including account statements

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Money Pass®

Money Pass is a leading surcharge-free ATM network with thousands of convenient locations nationwide. With more than 32,000 ATMs throughout the U.S., MoneyPass is one of the largest ATM networks in the country, so you'll have access to your accounts no matter where you are.

You can count on Money Pass to make convenient deposits at thousands of ATMs, and with their easy-to-use website or app, finding the closest ATM is just a click away. Find the nearest MoneyPass ATM here

Find ATM

Money Pass

Fraud Protection

State Bank of Downs is dedicated to protecting its customers and their account information. We use the best in service software protection, and we maintain physical and electronic safeguards that adhere to federal rules and regulations regarding customer information.

In addition to the robust account security technology we use, our employees really get to know our clients-we learn their banking habits, recognize their voices, and understand their needs, so when atypical requests come in, we spot them and work to ensure they are valid. Our employees have experience identifying and stopping fraudulent transactions before it's too late, and they take your account security as seriously as you do.