Tomatos in hand

Personal Lending

We're here to help when you're ready to make your next big purchase.

Time doesn't stand still while you wait for a loan approval, so we make decisions quickly, allowing you to focus on what's important.

Real Estate

If you're new to the market or just in need of a standard mortgage, we're here to help.

We know that buying a home is one of the most important investments a family can make, so we make the process as quick and easy as possible. We offer competitive, loans for the purchase or refinance of a home.

Car, motorcycle, boat, & RV loans

Whether you're looking to buy a car, motorcycle, or recreational vehicle, we can help. We offer competitive rates and flexible financing aimed at getting you behind the wheel with minimum hassle. We offer loans on traditional cars and motorcycles as well as a wide variety of vehicles, including motorhomes, fifth wheels, travel trailers, campers, boats, ATVs, jet skis, and other leisure vehicles.

Investment Property or Rental Loans

When you're ready to expand your investment portfolio with real estate, the State Bank of Downs has you covered with a variety of real estate loans. We offer competitive, loans for the purchase or refinance of rental properties.